Apply for a Zero Interest LGBTQ+ Microloan

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Who Can Apply?

Anyone in California!

Eligibility Requirements

Our zero interest microloans are available to LGBTQ+ adults, youth, families, and allies seeking financial stability, care, and greater opportunity. Funds may be used for essential needs such as gender affirming surgery and related medical expenses, rent or rental assistance, mortgage relief, and other critical financial gaps that support safety and long-term well-being.

Loan Terms and Expectations

  • $300 loan amount → $12.50 weekly repayment (~6 months)

  • $2,000 loan amount → $50 minimum monthly repayment (3+ years)

  • Quick online application

  • Transparent review process

  • No fees, no interest, ever!

What You Will Need to Apply

$300 Intro-Tier:

  • Evidence of income

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$2,000 Cosigner-Tier:

  • Evidence of three months of income (pay stubs or bank statements)

  • A co-signer

Frequently Asked Questions

  • Fill out the application form above!

    • California resident

    • Evidence of 3 months of income

    • A co-signer

    • California resident

    • Evidence of 3 months of income

  • The initial steps are the application form and a brief meeting with a representative from Slay Loans. After this, Slay Loans will review your application and provide a decision. If approved, you and your cosigner (if applicable) will sign an agreement and the funds will be disbursed.

  • Our process typically takes two to four weeks. At this time, we do not have an expedited option.

  • Any purpose that supports LGBTQ+ adults, youth, and/or families is an eligible loan purpose. Some examples are rental assistance, healthcare expenses, and community development.

  • Anyone who is willing to assume co-responsibility for the $2,000 loan.

  • We do not have a specific credit requirement, but will review your credit report and follow responsible lending guidelines based on your income, debt, and other factors.

  • We currently offer two loan amounts: a $300 introductory loan and a $2,000 loan. Each has different requirements and repayment terms. See the loan details above to learn more.

    • Email us at info@slayloans.org!

    • Questions specific to loans or a prospective loan application can also be submitted via our inquiry form.

Apply Now!